The aim of the fund is to achieve risk adjusted returns at moderate risk levels, with the objective being a positive return over any 3 year rolling period. This fund is ideally suited to the moderate to aggressive investor who is prepared to accept market volatility in pursuing superior long-term returns. Such an investor does not expect to make substantial withdrawals from investments for at least the next five years. The fund can have exposure to equity, bond, property, hedge and money market instruments. It will never have more than 75%, invested in equity markets, a maximum of 75% invested in hedge funds, and a maximum of 75% invested in property funds.